Toolkit & Templates

Introduction

‍Understanding insurance is one thing. Putting it into action is another. That’s why we created this practical toolkit: a strategic planning guide to help you confidently prepare, compare, and purchase the right business insurance for your company.

While downloadable templates are still in development, this guide gives you the same clarity and direction you’d get from a great set of tools, with actionable insights you can use right now.

What’s Inside the Toolkit?

‍Each section below highlights a planning area every business owner should regularly review when it comes to insurance, especially if you are preparing for growth or renewal.

Here are four key areas you can focus on today:

• Coverage Awareness
  ‍Understand what your current policies do and don’t cover, especially gaps like HNOA, cyber, or EPLI.
• Policy Comparison Prep
  ‍Learn how to evaluate options side by side, because price isn’t the only factor that matters.
• Incident Readiness
  ‍Know what to document if a claim, accident, or lawsuit ever arises.
• Renewal Reflection
  Use your renewal window to reassess risks as your business evolves.

Downloadable templates are coming soon! For now, use this guide as a conversation starter with your insurance advisor.

Why It Matters

Staying organized and prepared makes all the difference:

• Avoid overpaying for coverage you don’t need
• Reduce costly gaps in your policies
• Respond quickly when an incident or renewal deadline arises
• Help your agent better understand your business needs

Who This Is For

This toolkit is ideal for:

• Business owners reviewing or shopping for coverage
• Office managers handling vendor or compliance responsibilities
• Founders preparing to scale
• Anyone tired of insurance confusion

How to Use It

• Review the planning areas outlined above
• Make notes on where your business may have gaps or opportunities
• Bring your questions to an AETOS advisor for tailored help

We’re working on downloadable templates. Stay tuned!

Final Thoughts

Running a business comes with enough challenges. Figuring out insurance shouldn’t be one of them. Use these tools to simplify the process and make smarter decisions today. If you need help reviewing your completed toolkit, connect with an AETOS advisor for a personalized consultation.